Terms & Conditions

Welcome to the Chicago CRED Web Site (the “Site”). Please read the following Terms and Conditions of Use (“Terms”) carefully before using the Site. These Terms are binding on the parties and govern your relationship with Chicago CRED regarding your use of the Site. Your use or continued use of the Site constitutes your agreement to the Terms, which may be updated by us from time to time without notice to you. The Site is not intended for and is not designed to attract children under 13 years of age.

If you do not agree with the terms, please do not use the site.


These Terms incorporate by reference Chicago CRED’s Privacy Policy. Please read the Privacy Policy carefully as you agree to its terms when you use the Services.

Your Permission to Use the Site

Chicago CRED gives you limited permission to use the Site, subject to the following restrictions. Except as expressly authorized by Chicago CRED under a separate license or other agreement with you, you may only use, download, or print material contained on the Site for personal and noncommercial use, and any commercial use, such as selling content, or posting information on another Web site, is prohibited. Further, you may not:

  • Frame all or part of the Site.
  • Modify any portion of the Site.
  • Change or delete any proprietary notices on the Site or from materials downloaded or printed out from the Site.
  • Systemically retrieve, download or print materials from the Site.
  • Transmit, distribute, sell or otherwise provide any content or data from the Site to a third party (except as expressly authorized by Chicago CRED under a separate license or other agreement with you).
  • Use the Site in a manner contrary to any applicable law.

You agree to be solely responsible for your use of the Site. Your permission to use the Site will be terminated immediately, without any further action by Chicago CRED, if you breach these Terms.

Proprietary Rights

Chicago CRED is the owner or licensee of all rights in the Site and its content and related software. You have no rights to such content or software other than those expressly granted in these Terms. Chicago CRED® and the logos or other proprietary marks of Chicago CRED and its affiliated organizations belong to them exclusively. No right, title or interest in those marks is granted in these Terms. Any third party trademarks or service marks displayed on the Site are the property of their respective owners.

Links and Online Listings

From time to time, Chicago CRED may post on the Site (a) links to third party sites (“Links”) or (b) listings or descriptions of third party information, products or services (“Listings”). Such Links and Listings are provided without warranties of any kind, for use at your own risk. You acknowledge and agree that Chicago CRED does not control or endorse any information, products, or services made available via Links or Listings, and is not responsible for the accuracy, reliability, quality, or legality of any such information, products, or services. It is your responsibility to evaluate the information, opinions, advice or other content available through the Links or Listings, whether posted or provided by third parties or by Chicago CRED. Chicago CRED may remove any Links or Listings at any time for any reason or for no reason.

Chicago CRED will not be liable or responsible for any transactions you conduct with third parties, including the terms, conditions or results of any transaction between you and any third party. If you have a dispute with any third party regarding any third party promises (including promised or pledged donations), products and/or services, you release Chicago CRED (and its respective successors, sponsors, employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, assigns, suppliers and members) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

Modification of the Site

Chicago CRED reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site or any portion thereof with or without notice. You agree that Chicago CRED shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site or any portion thereof.

Limitations of Liability and Disclaimer of Warranties

The site and all information, services or links on or through the site are provided to you “as is” without any warranties of any kind, whether express, implied or statutory. You agree that you must evaluate, and that you bear, all risks associated with the use of the site, including without limitation, any reliance on the accuracy, timeliness, completeness or usefulness of any content or services available on or through the site or on or through any link or listing. Chicago CRED disclaims all warranties with respect to the site and any content or services available on or through the site or on or through any link or listing, to the fullest extent permissible under applicable law, including the warranties of merchantability, fitness for a particular purpose, non-infringement, and title.

Chicago CRED shall not be liable for any indirect, incidental, consequential, special, exemplary or punitive damages of any kind, under any contract, negligence, strict liability or other theory (including detrimental reliance), including without limitation, damages for loss of profits, use, data, loss of intellectual property, loss of other intangibles, loss of security of information in connection with your use or any other party’s use or misuse of the site, even if advised in advance of such damages or losses. your sole and exclusive remedy for dissatisfaction with the site is to stop using the site. the maximum liability of Chicago CRED for all damages, losses and causes of action, whether in contract, tort (including without limitation negligence) or otherwise, shall be $100 US dollars.

We do not guarantee that the site will be or remain secure, complete or correct, that the site, the server that makes the site available, or the services are free of errors, viruses, bugs or other harmful components, or that access to the site will be uninterrupted. The site may include inaccuracies, errors and materials that violate or conflict with this agreement. additionally, it is possible that third parties might make unauthorized alterations to the site.


You agree to indemnify and hold Chicago CRED and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Site, your connection to the Site, your violation of the Terms, or your violation of any rights of another person or entity.

Claims of Copyright Infringement

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials available on the Site infringe your copyright, you (or your agent) may send Chicago CRED a notice requesting that we remove the material or block access to it. If you believe, in good faith, that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send Chicago CRED a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA. See http://www.copyright.gov for details. Notices and counter-notices should be sent to: Designated Agent (Phone: 650-352-8851), PO Box 10195, Dept 1173, Palo Alto CA 94303; or by email to info@chicagocred.org.

General Terms

You agree that no joint venture, partnership, employment or agency relationship exists between you and us as a result of the Terms or your use of the Site. The Terms constitute the entire agreement between you and Chicago CRED with respect to your use of the Site. The failure of Chicago CRED to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. The Terms and the relationship between you and Chicago CRED shall be governed by the laws of the State of California without regard to its conflict of law provisions. A printed version of the Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Section titles in the Terms are for convenience only and have no legal or contractual effect. Any rights not expressly granted herein are reserved.

Last updated: March 24th, 2017

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