Privacy Policy

Welcome to the Chicago CRED Website (the “Website”). This Privacy Policy is to help you understand what information Chicago CRED collects, how Chicago CRED uses it, how it may be shared, and what choices you have with respect to the foregoing. This Privacy Policy governs your interaction with the Website. When you use the Website, you consent to our collection, use, and disclosure of information about you as described in this Privacy Policy. Additionally, our Terms of Use are incorporated by reference into this Privacy Policy. The terms “we,” “us,” or “our,” refer to Chicago CRED.

Scope

This Privacy Policy covers Chicago CRED’s use and treatment of information collected by the Website and personal information that you provide in connection with your use of the Website. This Privacy Policy does not apply to the data collection and use practices of third parties that Chicago CRED does not own or control, including but not limited to, any third party services you access through the Website.

Collection and Use of Information

We collect information that you provide to us directly and information that is automatically collected when you use our Website. We may use the information for purposes including but not limited to: operating, maintaining, enhancing, and providing the Website’s functionality; providing services and information that you request; personalizing your experience; monitoring Website usage; providing customer support; generating and reviewing reports and data about the Website’s user base and service usage patterns; compiling aggregate data for internal and external business purposes; aggregating the information with data provided by third parties; resolving disputes and troubleshooting problems; messaging you (in ways described by this Privacy Policy); preventing, detecting, and investigating potentially prohibited or illegal activities or a breach of the applicable agreement(s) between you and Chicago CRED; and complying with legal obligations.

Of further note about the information we collect:

a. Registration Information: When you register with the Website, we collect your name and the contact information you provide. You may update or change your registration information by emailing us at: info@chicagocred.org. You have an obligation to provide us accurate and updated information.

b. Communications: When you register with the Website, you are opting in to receive communications from us or about Chicago CRED, including promotional, marketing, and advertising information and recommendations that Chicago CRED believes may be of interest to you. Consistent with applicable laws, including United States CAN-SPAM laws, you can opt out of certain email communications by clicking “unsubscribe” on those communications, but note that you cannot opt out of receiving certain administrative or legal notices from us.

c. Automatically Collected Information: We collect and may store information about your use of the Website, such as your search activity, the pages you view, and the date and time of your visit. We also collect and may store information that your computer or mobile device provides to us in connection with your use of the Website, such as your browser type and version, type of computer or mobile device, computer connection, browser language, IP address, ad data, mobile carrier, unique device identifier, Wi-Fi connection, geo-location, and requested and referring URLs.

Cookies and Other Tracking Technologies

We, and third parties we interact with, including our third-party advertisers and service providers, may use cookies, web beacons, local shared objects (sometimes called “flash cookies”), and similar technology in connection with your use of the Website and third-party websites (collectively referred to in this policy as “Cookies”). Cookies are small data files that may have unique identifiers, and reside, among other places, on your computer or mobile device, in emails we send to you, and on the Website.

We may use Cookies to collect information about you and your use of the Website, such as your browser type, search preferences, data relating to content that has been displayed to you or that you have clicked on, and the date and time of your use. When we use Cookies, we do so in order to further Website features and processes, store your preferences, facilitate relevant advertising, and help us learn more about how users engage with the Website. Our Cookies may be persistent or stored only during an individual session. It may be possible to disable Cookies through your device or browser settings. The method for disabling Cookies may vary by device and browser, but can usually be found in preferences or security settings. Disabling Cookies may, however, affect your ability to use the Website.

California Do Not Track Disclosure

Please note we do not change system behavior of the Website in response to browser requests not to be tracked.

Sharing Your Information

We may share the information we collect about you with third parties in connection with your use of the Website. Our information-sharing with third parties falls into these categories and purposes:

a. Agents, Contractors, Business Partners and Service Providers: We may share your information with our agents, contractors, business partners or other service providers and third parties as needed to host, operate, and carry out the performance and functionality of the Website, improve the Website, fulfill your requests, facilitate relevant marketing, or provide customer support.

b. Affiliated Entities: We may share information from or about you with subsidiaries, joint ventures, or other companies under common control, in which case we will require them to honor this Privacy Policy.

c. Aggregate Information: Chicago CRED may share information relating to visitors and users of the Website with affiliated or unaffiliated third parties on an aggregate basis. While this information will not identify you personally, in some instances these third parties may be able to combine this information with other data they have about you, or that they receive from third parties, in a manner that allows them to associate this aggregated data with your personal data.

d. Investigations: We may investigate and disclose information from or about you, as permitted by applicable law, if we have a good faith belief that such investigation or disclosure is (a) reasonably necessary to comply with legal process and law enforcement instructions and orders, such as a search warrant, subpoena, statute, judicial proceeding, or other legal process served on us; (b) helpful to prevent, investigate, or identify possible wrongdoing in connection with the Website; or (c) helpful to protect our rights, reputation, property, or that of our users, subsidiaries, or the public.

Account Termination and Data Retention

You can terminate your registration with Website at any time by emailing your request to: info@chicagocred.org. We retain information about you for as long as it is necessary and relevant for Chicago CRED’s operations. The information we retain will be handled in accordance with this Privacy Policy unless prohibited by law.

Children’s Privacy

Protecting the privacy of young children is especially important. The Website is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you are under 13 years of age, then please do not use or register with the Website at any time or in any manner. If we learn that personally identifiable information has been collected on the Website from persons under 13 years of age and without verifiable parental consent, then we will take the appropriate steps to delete this information. If you are a parent or guardian and discover that your child under 13 years has registered with the Website, then you may alert us at info@chicagocred.org and request that we delete that child’s personally identifiable information from our systems.

Data Security

We use certain physical, managerial, and technical safeguards that are designed to improve the integrity and security of your personally identifiable information. We cannot, however, ensure or warrant the security of any information you transmit to us or store on the Website, and you do so at your own risk. We cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

If we learn of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. We may post a notice through the Website if a security breach occurs. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive a free written notice of a security breach you should notify us at info@chicagocred.org.

Links to Other Sites

Our Website contains links to other sites that are not controlled by us. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. We encourage you to be aware when you leave our Website and read the privacy policies of each and every site you visit. This privacy policy applies only to information collected by the Website.

California Privacy Rights

Under California Law Section 1798.83, California residents can request in writing from businesses with whom they have an established business relationship: (a) a list of the categories of personal information and the type of services provided to the customer, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties’ direct marketing purposes and (b) the names and addresses of all such third parties. To make such a request from us, if entitled, please use the contact information listed below. We will respond to such properly addressed written requests. Please note that we are only required to respond to each customer once per calendar year.

Modifications and Updates to Privacy Policy

We may revise this Privacy Policy from time to time. The most current version of the Privacy Policy will govern our use of information about you and will be located here: Privacy Policy. If we make material changes to this Privacy Policy, we may notify you by email or by posting a notice on the Website. By continuing to use or register with the Website after those changes become effective, you agree to be bound by the revised Privacy Policy.

Jurisdiction

This Privacy Policy will be interpreted under the laws of California and of the United States. To the extent you are accessing the Website from outside of the United States, you do so at your own risk. If you are located outside the United States, you should be aware that your information will be transferred to the United States. The data protection laws of the United States may not be as comprehensive as those in your country. By using this Website, you consent to your information being collected, used, and transferred as set forth in this Privacy Policy.

Contact

If you have any questions about this Privacy Policy, your personal information, or the practices of this Website, you can contact us at info@chicagocred.org.

Last updated: May 16, 2017

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